Truevale Loans, a small-business funding broker in Reading, Pennsylvania, works with Berks County businesses in sectors its lending partners fund: construction, restaurants, medical and dental offices, and retail and wholesale trade. Each sector page combines Census County Business Patterns data with the funding types that suit that sector's cash cycle. The lending partner makes each credit decision.
How Berks County, PA employers are spread across sectors
Berks County had 8,521 employer establishments in 2023. By count, other services led with 1,127, followed by retail trade (1,099), health care and social assistance (941), construction (877) and accommodation and food services (779). By payroll the order changes completely: manufacturing paid about $2.31 billion and health care and social assistance about $2.02 billion, far ahead of every other sector (U.S. Census Bureau, County Business Patterns 2023).
That split matters for funding. Sectors with many small establishments, such as construction and services, tend to ask about vehicles, tools and short timing gaps; sectors with large payrolls ask about bigger equipment and longer-term projects.
Retail and wholesale in Berks County, PA
Retail trade had 1,099 employer establishments in Berks County in 2023, and wholesale trade 383 (U.S. Census Bureau, County Business Patterns 2023). A further 2,875 retail and 579 wholesale businesses operated with no paid employees in 2024 (U.S. Census Bureau, Nonemployer Statistics 2024). Both sink cash into goods ahead of sales, the problem inventory financing exists to solve. A dedicated retail page is planned for when it can say something the inventory page does not.
Outside these sectors
Partners also fund plenty of businesses outside these four sectors. If yours is not listed, start with the six funding types compared, or phone (610) 492-6359 and describe the business. More Census data for the area sits on the local business picture. Our partners do not fund agriculture or over-the-road trucking.
By Truevale Loans · Updated
