# Truevale Loans > Truevale Loans is a small-business funding broker at 722 Cherry St, Reading, PA 19602 (phone (610) 492-6359). It helps businesses in Reading, PA; Mohnton, PA; Temple, PA; Birdsboro, PA; Blandon, PA; Leesport, PA; Oley, PA and across Berks County, Pennsylvania, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Truevale Loans connects you with lending partners; partners make credit decisions and set rates and terms. Truevale Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Truevale Loans does not arrange personal, payday, auto title, mortgage or SBA loans, and does not offer grants. Key facts: - Business type: small-business funding broker (not a lender) - Address: 722 Cherry St, Reading, PA 19602, United States - Phone: (610) 492-6359 - Apply: https://truevaleloans.com/apply/ - Service area: Reading, PA; Mohnton, PA; Temple, PA; Birdsboro, PA; Blandon, PA; Leesport, PA; Oley, PA and all of Berks County, Pennsylvania - Language: English ## Funding options - [Compare Business Funding Options in Reading, PA](https://truevaleloans.com/business-loans/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, compares six funding types for Berks County owners: working capital, term loans, credit lines, inventory financing, equipment financing and merchant cash advances, the last of which are not loans. Which one fits turns on what the money buys and on the rhythm of the business's revenue. Each credit decision, and every term, belongs to the lending partner. - [How Working Capital Financing Works for Reading, PA Businesses](https://truevaleloans.com/business-loans/working-capital/): Working capital financing is short-term business funding for operating costs such as payroll, rent and materials, typically repaid in fixed installments over months. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, helps Berks County owners measure the gap and introduces the request to lending partners, which make the credit decision and set rates and terms. - [How Business Term Loans Work for Reading, PA Businesses](https://truevaleloans.com/business-loans/term-loans/): A business term loan is a lump sum repaid in scheduled installments over a fixed term, often used for expansion, renovation or refinancing. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, explains amortization, balloons and covenants to Berks County owners and introduces requests to lending partners, which make the credit decision and set rates and terms. - [How Business Lines of Credit Work for Reading, PA Businesses](https://truevaleloans.com/business-loans/line-of-credit/): A business line of credit lets a company draw funds up to a set limit, pay interest only on the amount drawn and, in a revolving line, reuse the limit after repaying. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, explains draws, draw periods and pricing to Berks County owners and introduces requests to lending partners, which decide and set rates and terms. - [How Inventory Financing Works for Reading, PA Businesses](https://truevaleloans.com/business-loans/inventory-financing/): Inventory financing is business funding used to buy stock, secured mainly by that inventory and repaid as goods sell or on a schedule. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, explains inventory loans, floor plan lines and the UCC filings behind them to Berks County retailers and wholesalers, and introduces requests to lending partners, which decide and set rates and terms. - [How Equipment Financing and Leasing Works for Reading, PA Businesses](https://truevaleloans.com/equipment-financing/): Equipment financing lets a business buy or lease machinery, vehicles or clinical and kitchen equipment and pay over time, usually secured by the equipment itself. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, explains loans, leases and equipment finance agreements to Berks County owners and introduces requests to lending partners, which make the credit decision and set rates and terms. - [How Merchant Cash Advances Work for Reading, PA Businesses](https://truevaleloans.com/merchant-cash-advance/): A merchant cash advance is not a loan: it is the purchase of a portion of a business's future receivables, collected as a percentage of sales or by fixed debits until the purchased amount is remitted. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, helps Berks County owners understand holdbacks, factor pricing and stacking before comparing an advance with loan options. ## Industries - [Business Financing by Industry in Reading, PA](https://truevaleloans.com/industries/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, works with Berks County businesses in sectors its lending partners fund: construction, restaurants, medical and dental offices, and retail and wholesale trade. Each sector page combines Census County Business Patterns data with the funding types that suit that sector's cash cycle. The lending partner makes each credit decision. - [How Contractor and Construction Financing Works for Reading, PA Businesses](https://truevaleloans.com/industries/construction/): Construction financing for small contractors usually means equipment financing for machines and vehicles, plus a credit line or working capital to cover crew and materials between progress payments. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, works with Berks County contractors, of which there were 877 employers in 2023, and introduces requests to lending partners that set terms. - [How Restaurant and Food Service Financing Works for Reading, PA Businesses](https://truevaleloans.com/industries/restaurants/): Restaurant financing covers kitchen equipment, point-of-sale systems, renovations and day-to-day working capital. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, works with Berks County food service businesses, which numbered 729 employer establishments in 2023 (Census County Business Patterns), and introduces requests to lending partners, which make credit decisions and set rates and terms. - [How Medical and Dental Practice Financing Works for Reading, PA Businesses](https://truevaleloans.com/industries/medical-dental/): Medical and dental practice financing usually covers clinical equipment, technology, office build-outs and the gap while insurers pay claims. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, works with Berks County practices, where ambulatory health care had 596 employer establishments in 2023 (Census County Business Patterns), and introduces requests to lending partners, which set rates and terms. ## Guides and calculators - [Business Funding Guides and Calculators for Reading, PA Owners](https://truevaleloans.com/resources/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, publishes these guides for Berks County owners: getting a business loan in Pennsylvania, Reading, PA business privilege license and tax forms, free small business help in Berks County, and Pennsylvania UCC lien searches, plus a merchant cash advance payback estimator. Nothing on these pages offers credit. - [How to Get a Business Loan in Pennsylvania: A Reading and Berks County, PA Checklist](https://truevaleloans.com/resources/how-to-get-a-business-loan-in-pennsylvania/): To get a business loan in Pennsylvania, confirm the business entity on the Department of State's Business Filing Services, keep tax accounts current through the Department of Revenue's myPATH, check local requirements such as Reading, PA's business privilege forms, search UCC liens, and gather bank statements and returns. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, prepared this checklist. - [Reading, PA Business Privilege License and Tax: A Berks County, PA Checklist](https://truevaleloans.com/resources/reading-pa-business-privilege-license-and-tax/): The City of Reading, PA publishes a Business Privilege License application with instructions, itinerant and landlord business privilege license applications, a Business Privilege Tax form and regulations, and a business termination form on readingpa.gov. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, prepared this checklist; rates, deadlines and who must file come from the City. - [Small Business Help in Reading and Berks County, Pennsylvania](https://truevaleloans.com/resources/berks-county-small-business-resources/): Free small business help for Reading and Berks County, Pennsylvania includes the Kutztown University SBDC, the Greater Reading Chamber Alliance, the SBA Philadelphia District Office, and state and city offices for registration and taxes. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, compiled this list from official pages and is not affiliated with any organization named. - [Pennsylvania UCC Filings: Finding and Reading Liens on Your Business Assets](https://truevaleloans.com/resources/pennsylvania-ucc-lien-search/): Pennsylvania UCC financing statements are filed with and searched through the Department of State's Business Filing Services at file.dos.pa.gov. Searching your own business shows which lenders claim an interest in which assets. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, explains how to read a filing, spot blanket liens and ask a paid-off creditor to terminate one. - [Merchant Cash Advance Payback and Remittance-Days Estimator (Not a Loan)](https://truevaleloans.com/resources/mca-payback-and-days-estimator/): This estimator takes four inputs from a merchant cash advance offer, the advance amount, factor, holdback percentage and average daily card sales, and returns the total payback, the cost of the advance and an estimated number of sales days to finish remitting. A merchant cash advance is not a loan. Truevale Loans, a small-business funding broker in Reading, Pennsylvania, provides it as illustrative arithmetic only. ## Areas served - [Business Funding in Reading, Pennsylvania: Berks County, PA Facts](https://truevaleloans.com/reading-pa/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, works from 722 Cherry St in ZIP 19602, which had 187 employer establishments in 2023 (Census ZIP Code Business Patterns). Berks County had 8,521, nearly half with fewer than five employees. Truevale introduces Reading, PA owners to lending partners, which make every credit decision and set rates and terms. - [Communities We Serve in Berks County, PA](https://truevaleloans.com/service-areas/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, works with owners across Berks County from one address at 722 Cherry St. Berks County had 8,521 employer establishments in 2023 (Census County Business Patterns). Mohnton, Temple, Birdsboro, Blandon, Leesport and Oley have their own pages; other nearby towns are summarized below. The lending partner makes each credit decision. - [Business Funding for Mohnton, PA Businesses](https://truevaleloans.com/service-areas/mohnton-pa/): Mohnton, PA business owners can work with Truevale Loans, a small-business funding broker in Reading, Pennsylvania, about 4.7 miles northeast of the borough. ZIP 19540 had 189 employer establishments in 2023, with construction the largest sector (Census ZIP Code Business Patterns). Truevale connects Mohnton owners with lending partners, which make credit decisions and set rates and terms. - [Business Funding for Temple, PA Businesses](https://truevaleloans.com/service-areas/temple-pa/): Temple, PA owners can work with Truevale Loans, a small-business funding broker in Reading, Pennsylvania, about 5.1 miles south. ZIP 19560 had 175 employer establishments in 2023, with retail trade the largest sector (Census ZIP Code Business Patterns). Truevale introduces Temple businesses to lending partners, which make credit decisions and set rates and terms. - [Business Funding for Birdsboro, PA Businesses](https://truevaleloans.com/service-areas/birdsboro-pa/): Birdsboro, PA owners can work with Truevale Loans, a small-business funding broker in Reading, Pennsylvania, about 7.8 miles northwest of the borough. ZIP 19508 had 266 employer establishments in 2023, spread across services, construction and manufacturing (Census ZIP Code Business Patterns). Truevale connects Birdsboro businesses with lending partners, which decide and set rates and terms. - [Business Funding for Blandon, PA Businesses](https://truevaleloans.com/service-areas/blandon-pa/): Blandon, PA owners can work with Truevale Loans, a small-business funding broker in Reading, Pennsylvania, about 8 miles south-southwest. ZIP 19510, which closely matches Blandon, had 108 employer establishments in 2023, led by food service and health care (Census ZIP Code Business Patterns). Truevale connects Blandon businesses with lending partners, which decide and set rates and terms. - [Business Funding for Leesport, PA Businesses](https://truevaleloans.com/service-areas/leesport-pa/): Leesport, PA owners can work with Truevale Loans, a small-business funding broker in Reading, Pennsylvania, about 8 miles south-southeast. ZIP 19533 had 176 employer establishments and about 4,488 paid employees in 2023, with retail, manufacturing and wholesale well represented (Census ZIP Code Business Patterns). Truevale introduces Leesport businesses to lending partners, which decide and set terms. - [Business Funding for Oley, PA Businesses](https://truevaleloans.com/service-areas/oley-pa/): Oley, PA owners can work with Truevale Loans, a small-business funding broker in Reading, Pennsylvania, about 8 miles west-southwest. ZIP 19547 had 110 employer establishments in 2023, and 66.4 percent had fewer than five employees (Census ZIP Code Business Patterns). Truevale connects Oley businesses with lending partners, which make credit decisions and set rates and terms. ## Company - [Business Funding Broker in Reading, Pennsylvania and Berks County, PA](https://truevaleloans.com/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, does not lend its own money. From 722 Cherry St it helps Berks County owners compare working capital, term loans, credit lines, inventory and equipment financing and merchant cash advances, then introduces each request to lending partners, which approve or decline and set every rate and term. - [How Business Funding Works With a Reading, PA Broker](https://truevaleloans.com/how-it-works/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, handles a request in four steps: understanding the need, matching it to a funding type and partners, partner underwriting, and the owner's decision. Every credit decision, rate and term comes from the lending partner. Owners compare offers on total cost and payment schedule, and can decline any offer. - [Business Funding Questions From Reading, PA Owners](https://truevaleloans.com/faq/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, answers common questions here: what a broker does, whether an LLC can borrow, whether a loan can pay the owner, how a merchant cash advance differs from a loan, and how to reach the office at 722 Cherry St. Lending partners make all credit decisions and set rates and terms. - [Request Business Funding Options in Reading, PA](https://truevaleloans.com/apply/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, takes funding requests through a short online form or by phone at (610) 492-6359. The form collects contact details and the business name. Truevale calls back to discuss the purpose, then introduces the request to lending partners, which make the credit decision and set terms. - [About Truevale Loans, a Business Funding Broker in Reading, PA](https://truevaleloans.com/about/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, works from 722 Cherry St with owners across Berks County. It is a broker, not a lender: it explains six business funding types, readies each request and passes it to lending partners, which decide on credit and fix rates and terms. Household and consumer credit sit outside its work. - [Contact Truevale Loans in Reading, PA](https://truevaleloans.com/contact/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, is at 722 Cherry St, Reading, PA 19602, phone (610) 492-6359. Owners can call or send an online request, and Truevale follows up using the details given. It is a broker, not a lender: lending partners make credit decisions and set rates and terms. - [Broker Disclosures for Truevale Loans, Reading, PA](https://truevaleloans.com/disclosures/): Truevale Loans, a small-business funding broker in Reading, Pennsylvania, is a broker, not a lender: lending partners accept or turn down each request and fix every rate, term and condition. Contacting Truevale carries no promise of approval, a merchant cash advance is not a loan, and the details you provide are shared with lending partners so they can review the request. ## Optional - [Full text of every page](https://truevaleloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://truevaleloans.com/sitemap.xml)